Atelier

Better property finance, by design.

DevelopmentLends on Land

Max LTV

70%

Interest from

BBR + 4.99% pa (variable)

Loan size

£3m–£40m

Term

6–36 months

Charges

1st

Areas

England, Wales and Scotland

Who they are

Atelier is a leading Living Sector development finance lender, and has deployed over £1bn across the UK real estate market. We understand that for professional developers, speed and certainty are critical. Our funding process is designed to deliver both, alongside a strong Day One advance to support project momentum from the outset. We provide highly competitive loans from £3m to £40m, up to 70% LTGDV, across residential-led sectors including Residential, Build-to-Rent, Student and Care. Atelier delivers competitive funding solutions, giving experienced developers the confidence to move quickly and execute with certainty.

Their ethos

Atelier is an established and responsible lender, operating to institutional standards with a clear focus on transparency, reliability and long-term relationships. We stay close to the market, listening to brokers and developers and understanding the realities they face, so that we can deliver funding solutions that work in practice, not just in principle. We recognise that time is critical in every transaction. Our team is structured to deliver both speed and certainty and is trusted by brokers and developers who value continuity and expert support, from first drawdown through to final repayment.

What they specialise in

We specialise in development finance, providing competitive and flexible funding solutions for professional developers working across Residential, BTR, Student and Care schemes.

Meet the team

Matthew Blaine Young

Head of Origination

matthewblaine.young@atelierfinance.co.uk

Tricia Martin

Lending Director

tricia.martin@atelierfinance.co.uk

Raj Hothi

Lending Director

raj.hothi@atelierfinance.co.uk

Luke Eadie

Lending Manager

luke.eadie@atelierfinance.co.uk

Contact

94–96 Wigmore Street, London, W1U 3RF

www.atelierfinance.co.uk

enquiries@atelierfinance.co.uk

Lending criteria

Funding model: Institutional
FCA regulated: No
Fixed/variable interest: Variable, no floor
Treatment of interest & default interest: Interest rolled or serviced; additional 6.0% pa default rate if facility not redeemed or extended prior to term date
Sectors: Residential, BTR, student and care
Max LTGDV: 70% with discretion to go higher
Max LTC: 90%
Min property value: £4m
Valuation retypes: Case-by-case
Rental calculations & exposure: Case-by-case
Types of valuation accepted: Red Book valuation, from valuer on Atelier panel
New builds: Yes
Heavy refurb: Yes
Grade listed buildings: Yes
Green/sustainable product: No
Planning permission needed: Yes
Commission rate: Negotiable
Associations/charters: NACFB
Types of landlords accepted: Corporate
Upfront fees: 0.5–1.0%
Broker portal: Yes
Early redemption charges: Considered on a case-by-case basis
Investment: No
Owner occupied: No
Electronic signatures accepted: Yes
Lending on land: Yes, only if planning is in place with intent to develop