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Avamore Capital

Lending for you.

BridgingDevelopmentRefurbishment

Max LTV

85%

Interest from

BBR + 6.5% pa

Loan size

£250,000+

Term

3–24 months

Charges

1st

Areas

England and Wales

Who they are

Avamore Capital stands at the intersection of traditional lending and innovative property finance. As a specialist lender in development, refurbishment, part complete development and bridging finance, we empower property professionals with tailored, forward-thinking funding solutions. We specialise in complex funding structures, combining deep expertise with a broker-centric mindset. We work closely with brokers and borrowers to understand each project, structuring pathways from inception to successful exit. Our comprehensive suite of products and features ensures a seamless process, delivering flexible, innovative solutions that meet the unique challenges of every deal while building lasting, trusted relationships.

Their ethos

Avamore’s ethos is defined by precision and partnership. We take the time to understand every deal in detail, delivering tailored solutions that reflect the specific needs of each borrower and broker. No two transactions are the same, and neither is our approach. We prioritise proactive thinking over standardised lending, combining deep expertise with a commitment to innovation. By continually refining our processes, we make complex transactions more efficient and transparent. Our focus is simple, to provide intelligent funding solutions that empower our clients to move forward with confidence and long-term success in an evolving property market.

What they specialise in

Avamore Capital specialises in all forms of development lending, from our part complete development product, to our strength across all types of refurbishments and conversions, to innovative solutions in funding/equity structures on development projects. We strive to find a solution for all projects that meet our client’s needs.

Meet the team

George Ormerod

Relationship Manager – London

go@avamorecapital.com

Samantha Graydon

Relationship Manager – South & South-West

sg@avamorecapital.com

Aidan Lesslie

Relationship Manager – South-East & East Anglia

al@avamorecapital.com

Tom Morrissey

Relationship Manager – London

tm@avamorecapital.com

Contact

Cannon Place, 78 Cannon Street, London, EC4N 6HL

www.avamorecapital.com

enquiries@avamorecapital.com

Lending criteria

Funding model
Multiple institutional funding lines
FCA regulated
No
Fixed/variable interest
Fixed and variable available
Treatment of interest & default interest
Retained interest; default interest of 2% pcm following grace period; extensions available at lower rates
Sectors
Residential, mixed use, HMOs and student accommodation
Max LTGDV
75%
Max LTC
90%
Min property value
N/A
Valuation retypes
Yes
Rental calculations & exposure
N/A
Types of valuation accepted
Red Book valuations and retypes
New builds
Yes
Heavy refurb
Yes
Grade listed buildings
Yes
Green/sustainable product
No
Planning permission needed
No
Commission rate
1–2%
Associations/charters
ASTL, BDLA and NACFB
Types of landlords accepted
Limited companies, first-time and experienced developers
Upfront fees
Yes
Broker portal
Yes
Early redemption charges
No
Investment
Yes
Owner occupied
No
Electronic signatures accepted
Yes
Lending on land
No

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Lender information courtesy of The Lender Index by Bridging & Commercial.

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