
Market Insights
Property transactions fall 4% as approvals slide and price growth stalls
Sales, approvals and price growth all slow around the Budget
30 October 2026

Truly transparent lending, with no grey areas.
Max LTV
75%
Interest from
0.69% pcm
Loan size
£50,000–£10m
Term
3–24 months
Charges
1st (and 2nd)
Areas
England and Wales
Black & White provides bridging finance that enables borrowers to seize opportunities traditional lenders often cannot support. Built on a commitment to transparency, speed and certainty, we deliver faster turnaround times alongside market-leading lending criteria. Backed by an award-winning team, our approach is defined by clear communication, decisive lending and solutions without grey areas. That’s what makes us Black & White.
We are a business built on traditional values, strong relationships and trust. We are recognised as a lender of integrity; one that delivers on its promises without compromise. Our funding model is designed to create fair outcomes for everyone. Investors, borrowers and brokers all benefit from a truly transparent lending approach built around clarity, speed and certainty. We do not charge upfront or administration fees and there are no hidden costs. Our ESG strategy asks staff to volunteer two days annually, we support various charities, and our Head Office was recently fitted with local sustainable materials.
We specialise in residential and commercial bridging finance across a wide range of transactions, including purchases, acquisitions and refinancing. Our market-leading criteria and truly transparent approach mean we can support even the most complex scenarios. Whatever your client’s needs, we are confident in delivering the right solution.
Bristol: York House, 1300 Parkway North, Bristol, BS34 8YU. London: 6–7 St John’s Lane, Farringdon, London, EC1M 4BG. Manchester: XYZ Building, 2 Hardman Boulevard, Spinningfields, Manchester, M3 3AQ
Lender information courtesy of The Lender Index by Bridging & Commercial.
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