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CapitalRise

The lender built by developers.

BridgingDevelopmentRefurbishmentLends on Land

Max LTV

75%

Interest from

0.80% pcm

Loan size

£1m–£20m

Term

12–36 months

Charges

1st and 2nd

Areas

England and Wales

Who they are

CapitalRise is a leading specialist in prime property finance. We are the only dedicated finance provider for high-end developments in London, the Home Counties, and beyond. Founded by experienced developers, we understand the challenges and time involved in raising finance for projects. As such, CapitalRise offers cost-effective property finance that is faster, simpler and more flexible than traditional sources of capital. Finance is typically in the range of £1m–20m, and we offer a variety of products – including senior, stretched senior and mezzanine funding, as well as acquisition, development and sales period loans.

Their ethos

CapitalRise was established in 2016 by CEO Uma Rajah, alongside the founders of luxury development firm Finchatton. CapitalRise focuses on funding prime property projects across England and Wales. Loans have been provided in some of the most desirable areas of prime London, including Knightsbridge, Belgravia, Mayfair, Kensington, Chelsea and Grosvenor Square – as well as other locations, such as the Wentworth Estate, Marlow, St George’s Hill and the Cotswolds. To date, CapitalRise has written over £610m of loans against more than £1.3bn of property value.

What they specialise in

We specialise in fast and flexible funding solutions for high-end property development, refurbishment and bridging. CapitalRise offers senior, stretched senior and mezzanine funding. There are no upper or maximum £-per-square-foot or capital value restrictions.

Meet the team

Lee Francis

Head of Origination

lf@capitalrise.com

Katy Katani

Lending Director

kk@capitalrise.com

Raf Chowdhury

Lending Director

rc@capitalrise.com

Contact

33 Cavendish Square, London, W1G 0PW

www.capitalrise.com/borrow

borrow@capitalrise.com

Lending criteria

Funding model
Combination of various institutional funding lines, and a platform of family offices/HNWIs
FCA regulated
Yes (for investors only)
Fixed/variable interest
Offers both fixed and variable products
Treatment of interest & default interest
Offers both rolled and serviced
Sectors
Residential ground-up, refurb, airspace and bridging; commercial projects considered
Max LTGDV
70%
Max LTC
90%
Min property value
N/A
Valuation retypes
Yes
Rental calculations & exposure
N/A
Types of valuation accepted
Retypes and Red Book
New builds
Yes
Heavy refurb
Yes
Grade listed buildings
Yes
Green/sustainable product
No
Planning permission needed
Yes
Commission rate
1% (negotiable)
Associations/charters
BDLA
Types of landlords accepted
Limited companies, individual and portfolio
Upfront fees
Yes
Broker portal
No
Early redemption charges
Yes
Investment
No
Owner occupied
No
Electronic signatures accepted
Yes
Lending on land
Yes (planning permission required)

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Lender information courtesy of The Lender Index by Bridging & Commercial.

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