LendInvest

Property finance made simple.

BridgingDevelopmentBuy-to-LetRefurbishmentFCA regulatedLends on Land

Max LTV

85% (bridging)

Interest from

0.82% pcm

Loan size

£75,000–£15m

Term

3–12 months (bridging)

Charges

1st (1st and 2nd combined for regulated bridging only)

Areas

England, Wales and Scotland

Who they are

LendInvest Mortgages delivers fast, flexible property finance to meet your clients’ demands. From bridging and development to BTL and residential, we support investors, portfolio landlords and homeowners with a tech-led approach. We’ve redefined the application process, allowing brokers to submit bridging enquiries in minutes. By blending industry expertise with market-leading technology, we make every deal move faster. We’re dedicated to providing bespoke service and solutions to our intermediary partners, ensuring that today’s modern property professionals thrive.

Their ethos

LendInvest’s mission is to make mortgages simple for everyone. Our Mortgages Portal combines up-to-date technology with in-house expertise, making the financing journey easier for brokers and clients alike.

What they specialise in

We specialise in regulated and unregulated bridging finance, including refurbishment, development exit and financing for ground-up development projects. We offer fixed and tracker BTL loans for standard properties, HMOs and MUFBs; and residential mortgages for borrowers with adverse credit and complex income streams.

Meet the team

Michael Minnie

Head of Sales for Bridging

michael@lendinvest.com

Caelan Gokani

Bridging BDM

caelan.gokani@lendinvest.com

Daryl Sabatini

Bridging BDM

daryl.sabatini@lendinvest.com

Chris Bean

Relationship Director, Structured Finance

chris.bean@lendinvest.com

Contact

4–8 Maple Street, London, W1T 5HD

www.lendinvest.com

enquiries@lendinvest.com

Lending criteria

Funding model: Alternative property finance platform funded by public and private securitisation, Luxembourg funds, forward flows, HNWs and listed bonds
FCA regulated: Yes
Fixed/variable interest: Bridging fixed; development variable
Treatment of interest & default interest: Rolled, retained and serviced; default – additional 1.25% fee with default rate at 2%, calculated daily
Sectors: Residential mainly; semi-commercial, commercial and land on short-term lending side
Max LTGDV: Development: 70%
Max LTC: 85%
Min property value: Review minimum loan size
Valuation retypes: Yes; case-by-case
Rental calculations & exposure: Case-by-case
Types of valuation accepted: AVMs, desktop, retypes, Red Book
New builds: Yes
Heavy refurb: Yes
Grade listed buildings: Yes
Green/sustainable product: No
Planning permission needed: Yes
Commission rate: N/A
Associations/charters: Not stated
Types of landlords accepted: Limited companies, individuals, first-time and portfolio
Upfront fees: No
Broker portal: Yes
Early redemption charges: Bridging: no; development: exit fee
Investment: Yes
Owner occupied: Yes
Electronic signatures accepted: Yes
Lending on land: Yes