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London Credit

Your credible bridging lender.

BridgingDevelopmentRefurbishment

Max LTV

75% (residential)

Interest from

0.69% pcm

Loan size

£150,000–£4m

Term

3–18 months

Charges

1st and 2nd

Areas

England

Who they are

London Credit, an experienced principal lender with over 14 years in the market, offers fast financing with streamlined procedures. With ample resources and a proficient team, we ensure efficient completion of bridging and development enquiries. As part of a large group specialising in investments and real estate management, we provide prompt offers within hours, complete due diligence checks in 24–48 hours and use experienced solicitors to overcome obstacles. Client satisfaction and delivering what we promise are our priorities, and our straightforward process has no hidden fees.

Their ethos

London Credit is committed to delivering on its promises. Our experienced professionals are dedicated to providing exceptional assistance and customised solutions. Collaborating closely with introducers and clients, we tailor solutions to address their needs, from pre-drawdown to term and post-redemption. Our dedication to client satisfaction ensures a high level of professionalism in loan execution and management. Our financing process is straightforward and user friendly, prioritising ease of use for our valued clients.

What they specialise in

As a principal lender, London Credit provides fit-for-purpose specialist funding. We offer competitive short-term loans, through our extensive funding and experienced team. We specialise in bridging loans for residential, semi-commercial and commercial properties, refurbishment and development finance, and aim to complete all enquiries smoothly and on time.

Meet the team

Jake McCausland

Head of Development Finance

jake.mccausland@londoncredit.com

Constantinos Savvides

Head of Underwriting

constantinos.savvides@londoncredit.com

Chris Stylianides

Head of Business Development

chris.stylianides@londoncredit.com

Andy Georgiou

Senior Business Development Manager

andy.georgiou@londoncredit.com

Contact

4th Floor, 22 Soho Square, London, W1D 4NS

www.londoncredit.com

enquiries@londoncredit.com

Lending criteria

Funding model
Equity, private and institutional investors and funding lines
FCA regulated
No
Fixed/variable interest
Fixed
Treatment of interest & default interest
Rolled, retained, serviced
Sectors
Residential, commercial and semi-commercial
Max LTGDV
70%
Max LTC
90%
Min property value
£200,000
Valuation retypes
Case-by-case
Rental calculations & exposure
N/A
Types of valuation accepted
Red Book
New builds
Yes
Heavy refurb
Yes
Grade listed buildings
Yes
Green/sustainable product
No
Planning permission needed
Yes
Commission rate
Up to 2%
Associations/charters
NACFB and BDLA
Types of landlords accepted
Limited companies, individual, first-time and portfolio
Upfront fees
No
Broker portal
No
Early redemption charges
Yes
Investment
Yes
Owner occupied
No
Electronic signatures accepted
No
Lending on land
No

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Lender information courtesy of The Lender Index by Bridging & Commercial.

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