Mint Property Finance

Maximising Leverage. Unlocking Opportunity.

BridgingDevelopmentRefurbishmentBuy-to-LetLends on Land

Max LTV

90%

Interest from

0.75% pcm

Loan size

£75,000–£3m

Term

Up to 18 months

Charges

1st and 2nd

Areas

England and Wales

Who they are

Mint Property Finance has a strong track record in property-backed funding. As part of the wider Mint group, we benefit from a skilled, well-established team delivering efficient, reliable service. We offer up to 90% lending products and pride ourselves on fast turnaround times, with deals typically completed within days. Our focus extends beyond simply providing funding; we work tirelessly to streamline processes, remove friction and enhance every stage of the customer journey for brokers and borrowers alike.

Their ethos

Mint Property Finance is committed to delivering consistent value to our clients and partners. With strong funding lines and capital ready to deploy throughout 2026, we are well-positioned to support a wide range of property transactions. Our focus remains on speed, flexibility and reliability, ensuring borrowers can access funding quickly while benefiting from a straightforward, solutions-driven approach tailored to their needs.

What they specialise in

Mint Property Finance specialises in fast, flexible property-backed bridging and short-term finance. Through our range of bridging, refurbishment, development and investment finance products, we support acquisitions, refinances and refurbishments with tailored funding solutions and up to 90% lending to help clients maximise opportunities and complete transactions quickly.

Meet the team

Irene Thomas

Managing Director

irene.thomas@mintpf.co.uk

Adam Robson

Head of Key Accounts

adam.robson@mintpf.co.uk

John Steel

Business Development Manager

john.steel@mintpf.co.uk

Corey Burns

Business Development Manager

corey.burns@mintpf.co.uk

Contact

Peel House, 30 The Downs, Altrincham, Cheshire, WA14 2PX

www.mintpropertyfinance.co.uk

hello@mintpf.co.uk

Lending criteria

Funding model: HNWs and institutional funding lines
FCA regulated: No
Fixed/variable interest: Variable
Treatment of interest & default interest: Rolled, retained, serviced; standard rate interest charged on defaulting loans (3%)
Sectors: Residential, development, office, industrial, retail, HMO
Max LTGDV: 65%
Max LTC: N/A
Min property value: N/A
Valuation retypes: Yes
Rental calculations & exposure: N/A
Types of valuation accepted: AVMs, desktop, retypes, Red Book
New builds: Yes
Heavy refurb: Yes
Grade listed buildings: Yes, only Grade II listed buildings
Green/sustainable product: No
Planning permission needed: Yes where required
Commission rate: Up to 2% of the arrangement fee
Associations/charters: BDLA and FIBA
Types of landlords accepted: Limited companies, individual, first-time and portfolio
Upfront fees: No for all loans except development, where there is a £995 upfront set-up fee
Broker portal: No
Early redemption charges: No
Investment: Yes
Owner occupied: Yes, on 2nd charge business loans
Electronic signatures accepted: No
Lending on land: Yes, where there is planning permission granted and we are doing the development