
Market Insights
Property transactions fall 4% as approvals slide and price growth stalls
Sales, approvals and price growth all slow around the Budget
30 October 2026

Simplifying the borrowing journey.
Max LTV
85% (light refurb) / 75% (residential)
Interest from
0.89% pcm
Loan size
£50,000–£5m
Term
3–18 months
Charges
1st (2nd subject to a 1st charge on other security)
Areas
England and Wales
Morpheus Lending is a bridging lender on a mission to modernise the specialist lending market, through a digital-first approach backed by extensive human experience. The business delivers fast, reliable outcomes, with average completions achieved in 7–10 days rather than weeks. This comes with prompt commercial decision-making throughout, and access to key senior teams. Morpheus’ relationship-first approach to solving client problems, supported by market-leading technology, is a key factor in its recent £120m fundraise and its growth since launching.
Morpheus Lending’s ethos is built around certainty, transparency and responsible lending which delivers fast and dependable outcomes – all whilst maintaining a pragmatic, commercial approach. The business is committed to supporting its local community with various partnerships and charitable causes across Salford, Manchester and Lancashire. Morpheus Lending has significant committed capital available to deploy throughout the 2026/2027 period, enabling further technological enhancements and consistent support for brokers and borrowers across bridging and further afield.
Morpheus Lending specialises in standard bridging finance across all asset types, as well as below-market-value transactions and light refurbishment loans up to 85% LTV. They complete transactions in as little as seven days, supported by dual representation legals and free AVMs. They also provide auction-assured funding.
Ministry of Work, 41 New Cross Street, Manchester, M27 4TU
Lender information courtesy of The Lender Index by Bridging & Commercial.
Got a story? Send it to the BridgingToday newsroom.
Submit a story →