
Market Insights
Property transactions fall 4% as approvals slide and price growth stalls
Sales, approvals and price growth all slow around the Budget
30 October 2026

Reliably supporting brokers always.
Max LTV
70% (residential) / 60% (commercial)
Interest from
Circa 0.85% pcm (residential bridging)
Loan size
£250,000–£25m
Term
Up to 3 years
Charges
1st and 2nd (2nd only where makeweight security)
Areas
England, Wales, Scotland, Northern Ireland and Ireland
Established in 2013, Ortus Secured Finance is a bank owned principal lender, part of Kvika Banki, providing structured real estate finance across the UK and Northern Ireland. With offices in London, Manchester and Belfast, we combine regional expertise with funding from £500,000 to £25 million. We focus on complex and transitional situations including operational real estate, offshore structures and evolving business plans. Typical completion timelines are 2 to 4 weeks. Ortus delivers certainty, flexibility and speed. We listen, then find a way.
Ortus Secured Finance takes a pragmatic, commercially-driven approach to lending, deploying its own capital as part of a well-capitalised banking group. We work with brokers and borrowers on complex transactions where structure, timing and certainty are critical. Our focus is on delivering flexible funding aligned to business plans rather than rigid criteria. By understanding each transaction, we provide dependable execution where traditional lenders cannot. Consistency, clarity and delivery underpin everything we do.
Ortus Secured Finance provides structured finance across commercial and residential property, including development exit and stabilisation loans. We support complex situations across offices, industrial, hotels, care homes and mixed-use assets, delivering flexible structures and certainty of execution.
Matt Boggan
Relationship Director – Yorkshire, Northwest, Northeast & Scotland
Nations House, 103 Wigmore Street, London, W1U 1QS
Lender information courtesy of The Lender Index by Bridging & Commercial.
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