Somo

Who they are

We’re Somo, a specialist UK bridging and business finance lender that has grown from a family-run venture into one of the most trusted names in property-backed finance. Founded in Manchester, we began as one of the UK’s earliest crowd-funded platforms and have since evolved into an award-winning lender with a national reputation. With over £500,000 lent and zero investor losses, our disciplined approach has earned industry recognition, including B&C’s Best Regional Bridging Lender award in 2025. We exist to make finance easier, supporting brokers with flexible lending and regular borrower-saving promotions.

Their ethos

Our ethos is simple: why make finance difficult? At Somo, we combine technology, commercial judgement and a people-first approach to look at every case from every angle, our 360Promise. Where others see obstacles, we look for ways to say “yes”. With significant institutional and investor funding ready to deploy, we focus on responsible, property-backed lending that supports brokers, borrowers and investors alike. Fast, transparent and relationship-led, combining AI systems and tech with human care and judgement, we exist to make finance easier – removing complexity, reducing friction and delivering certainty across every deal.

What they specialise in

Somo offers first, second and equitable charge bridging loans, BMV, refurbishment finance, landlord cashflow support and secured business loans. We support everything from expansion to investment, tax, stock and turnaround funding. We’re known for our flexible criteria, ability to complete complex cases and adverse credit lending.

Meet the team

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