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TAB

Deals don't wait. Neither do we.

BridgingCommercial Mortgages

Max LTV

75%

Interest from

0.68% pcm

Loan size

£100,000–£5m

Term

3 months–5 years

Charges

1st

Areas

England, Wales and Scotland (UK mainland)

Who they are

Commercial lending has a momentum problem; timelines slip, deals stall and decisions take too long. TAB was founded in 2018 to fix this, as a commercial mortgage lender and bridging specialist focused on speed, clarity and execution. Backed by £500m of funding from AB CarVal and with over £800m lent to date, we combine scale with direct access to decision-makers. We assess the full story behind every deal and move quickly when it stacks up, delivering mortgage outcomes at bridging speed. Our process is transparent, with clear costs and no hidden surprises.

Their ethos

TAB is committed to responsible lending, with a clear ESG policy guiding how we assess opportunities, support borrowers and manage risk across our portfolio. Our approach considers environmental impact, social responsibility and strong governance standards, ensuring we back projects with sustainable commercial logic. With £500m of institutional funding from AB CarVal we are well positioned to deploy at scale, supporting brokers and borrowers with consistency and confidence to deliver deals without delay.

What they specialise in

We specialise in commercial mortgages and bridging, offering mortgages from 3.5% plus base, and bridging from 0.68% per month inclusive of base. We focus on cases where speed, structure and certainty matter, delivering tailored funding with direct decision-making.

Meet the team

Karen Rodrigues

Director of Sales

karenr@tabhq.com

Sophie Meller

Senior Business Development Manager

sophiem@tabhq.com

Michael Grant

Head of Sales

michaelg@tabhq.com

Kristofer Day

Senior Business Development Manager – Scotland

kristoferd@tabhq.com

Contact

Regent House, Theobald Street, Borehamwood, WD6 4RS

www.tabhq.com

enquiries@tabhq.com

Lending criteria

Funding model
AB CarVal and private investors
FCA regulated
No
Fixed/variable interest
Not stated
Treatment of interest & default interest
Retained/serviced
Sectors
Residential, development, office, industrial, retail, hospitality and HMO
Max LTGDV
N/A
Max LTC
Not stated
Min property value
£100,000
Valuation retypes
Yes – valuer must be on panel
Rental calculations & exposure
Up to 75% LTV
Types of valuation accepted
AVMs – maximum lend £500,000
New builds
Yes
Heavy refurb
No
Grade listed buildings
Yes (Core+)
Green/sustainable product
ESG
Planning permission needed
Depends on the case
Commission rate
1–2%
Associations/charters
NACFB and BDLA
Types of landlords accepted
Limited companies, individual, first-time and portfolio
Upfront fees
No
Broker portal
Yes
Early redemption charges
Yes
Investment
Yes
Owner occupied
Yes
Electronic signatures accepted
Yes
Lending on land
No

Read more

All news

Lender information courtesy of The Lender Index by Bridging & Commercial.

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