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TFG Capital

The Funding Gap.

BridgingDevelopmentLends on Land

Max LTV

75%

Interest from

1.00% pcm

Loan size

£50,000–£5m

Term

3–12 months

Charges

1st and 2nd

Areas

England, Wales, Scotland and Northern Ireland

Who they are

TFG Capital was established in August 2014 by James Mortimore, to provide companies and property investors with a route to available funding in a challenging and increasingly risk-averse market. We aim to provide bespoke, flexible funding solutions and to complete within as little as 72 hours. Each case requires the client to pay valuation and legal fees upfront; TFG Capital, as a lender, does not charge any upfront fees but we do charge arrangement fees upon completion.

Their ethos

TFG Capital provides straightforward bridging finance based solely on security values, which enables businesses to get quick access to finance for whatever their immediate requirements are. Working with TFG Capital means dealing directly with decision-makers, and this coupled with streamlined processes means we can provide quick access to funding.

What they specialise in

At TFG Capital, we specialise in providing fast, flexible finance for companies in need. Our ability to work to extremely tight deadlines, combined with a no-nonsense approach to lending, provides a level of comfort and certainty that is unique in our marketplace.

Meet the team

James Mortimore

Managing Director

james@tfgcapital.co.uk

Andrew Hunt

Operations Director

andrew@tfgcapital.co.uk

Luke Flanagan

Head of Sales

luke@tfgcapital.co.uk

Contact

17 Jetstream Drive, Doncaster, DN9 3QS

www.tfgcapital.co.uk

sales@tfgcapital.co.uk

Lending criteria

Funding model
Diversified funding line
FCA regulated
No
Fixed/variable interest
Fixed
Treatment of interest & default interest
Serviced and retained; standard default rate 3%
Sectors
Residential, commercial, semi-commercial and land with/without planning
Max LTGDV
N/A
Max LTC
N/A
Min property value
N/A
Valuation retypes
Yes
Rental calculations & exposure
N/A
Types of valuation accepted
Not stated
New builds
Yes
Heavy refurb
Yes
Grade listed buildings
Yes
Green/sustainable product
No
Planning permission needed
No
Commission rate
2%
Associations/charters
NACFB, FIBA and BDLA
Types of landlords accepted
Limited companies, individuals and portfolio
Upfront fees
No
Broker portal
No
Early redemption charges
Yes
Investment
Yes
Owner occupied
Yes
Electronic signatures accepted
No
Lending on land
Yes

Read more

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Lender information courtesy of The Lender Index by Bridging & Commercial.

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