
Market Insights
Property transactions fall 4% as approvals slide and price growth stalls
Sales, approvals and price growth all slow around the Budget
30 October 2026

United, we go further.
Max LTV
75% (bridging)
Interest from
0.57% pcm
Loan size
£100,000–£15m (bridging)
Term
1–24 months (bridging)
Charges
1st and 2nd
Areas
England, Wales and Scotland
United Trust Bank (UTB) is a dynamic and thriving UK specialist bank providing a range of secured funding facilities to individuals, housebuilders, developers, investors, landlords and SMEs. UTB is funded by its award-winning deposits business, and its real-estate finance solutions include regulated and unregulated bridging loans; larger and more complex structured property finance for a diverse variety of real-estate assets and borrowers; full cycle development funding for housebuilders; and residential and BTL mortgages and second charge loans. UTB is committed to supporting brokers and customers, helping them to seize opportunities and navigate uncertainty.
UTB is a dependable and experienced finance partner committed to building strong, long-term relationships and making a positive contribution to customers, brokers and the UK economy. We employ highly motivated and experienced people who understand the industries in which they operate and whose knowledge adds value to transactions and the bank’s relationships with brokers and customers. We understand the important role businesses can play in local communities, society and protecting our planet for future generations. You can find out more about our environmental and social governance policy at www.utbank.co.uk/esg/.
Regulated and unregulated bridging loans for consumers, property professionals and companies, structured property finance for commercial and residential assets, full cycle development finance solutions for housebuilders and developers, BTL mortgages for individual landlords and limited companies, residential mortgages for homebuying/remortgaging, second charge loans.
Lender information courtesy of The Lender Index by Bridging & Commercial.
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